So why do Americans have so much debt? I guess the easiest explanation is to quote G. Gordon Lidy: ÒWhat you subsidies you get more of.Ó The Federal Reserve Bank has been dropping interest rates. My internet connection is down otherwise I would quote some numbers about percentage rates in the 70Õs when my parents where buying houses at 13% Annual Percentage Rates (APR). Today anyone with halfway decent credit can walk into a back and get at 30 year fixed rate loan for under 5%.

So I have put it off as long as I can today, it’s now 9:00pm and time for me to go to bed and I have not written the two hundred words I promised myself I would write. I now will force myself to stay awake until I get to the destination. Who knows how much sense this will make later when I finally go back and read all of these rambling thoughts.

After successfully completing my last 30-day challenge, I have decided to start a second. The last challenge was to do push-ups everyday. When I started I could do all of 5. Today I am still doing push-ups but can now do approximately 30 and some times as many as 40.

So onto the new challenge, Starting September 1st through the end of September I will be writing 200 words, about something, nothing, simply what pops into my head while writing.

Tina and I finally decided to pickup a piece of art to add to our collection.

It an original Dena Tollefson, a local artist here in Iowa. We have been seeing her pieces in local galleries, in Iowa City, Amana, and Cedar Rapids.

For more information about Dena, take a look at her website.

http://www.denatollefson.com/

Want to see the Trailer for my latest Racquetball movie?

So we got a Pool table today. Here is a time lapse video of the installation.

Click here to view the ride

Tina and I made a few pies over the Thanksgiving break. Two Pumpkin, One Apple and One Toll house. The apple pie turned out much better than expected. Tasty and Pretty.

Click here to view the ride

We finished painting the basement and put in new carpet.